Page 60 - Security Today, March 2018

cent believe biometrics are more secure than those options.
In 2018, Mastercard is set to advance current biometric technology on facial, fin- gerprint and iris authentication for payment services. The company already has Selfie Pay, which uses facial recognition, and a
biometric card that uses fingerprints to au- thenticate users.
Many Modalities in the Advancement of Biometrics
When it comes to the many forms of biomet- rics, is there one that’s more secure than the others? Is iris scanning better than using fin- gerprints or facial recognition programs? Is there still room for the PIN or is that gone? Actually, the next big trend in biometrics is incorporating multiple modalities for even better security. It’s not that much more ex- pensive to combine, say, an iris scan with PIN entry.
As long as using biometrics is conve- nient, seamless, secure, and effective—and both people and companies see the benefits of using it or a combination of modalities— biometrics will be embraced even more by consumers. That’s a space where it must be user-friendly.
In the access control arena, places such as data centers and other high-security facili- ties, biometrics are a must-have. High-secu- rity settings know that the electromagnetic field technology in RFID just isn’t cutting it anymore. This is why you see more organiza- tions requiring employees to use more-secure
technology that incorporates biometrics.
Where Biometrics is Headed
The biggest adoption of biometrics in the near-future is going to be in the financial industry. Like the Visa survey indicated, consumers want the security that biometrics offers, especially when it is backed up by an- other modality. Maybe you scan your iris to access an ATM in the future, and then you type in your PIN, or you put your credit card into a reader at the store so it can read the chip, and then it scans your iris to match that data with information already stored on your card. Those are the type of ways we may see it leveraged to provide added protection.
Finance. We already see technology that lets us tap our phones on a machine to pay. Because of the need for security, consumers are going to adopt the technology whole- heartedly, for the most part. Again, compa- nies need to make it user-friendly for con- sumers if they want it to be readily used.
Automotive. Adopting biometrics will also become commonplace in the automo- tive industry. If you thought pressing a but- ton to turn on your car was cool, wait until you are able to prevent someone from steal-
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BIOMETRIC TECHNOLOGY
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